Non-custodial exchange with a clear cost breakdown. KYC/AML checks keep your funds and flows compliant.
Exchange only — we don’t hold assets or keys. Availability depends on verification and jurisdiction
Exchange fiat and crypto with bank or on-chain settlement in supported regions.
EUR, USD, CZK ↔ BTC, ETH, stablecoins, select altcoins
SEPA & SWIFT
Major L1 networks
24/7 quotes; desk hours for large tickets
See your full fee breakdown upfront — no hidden FX markups.
Live quote with a short lock window
Spread + network fee shown upfront
Final amount previewed before payment
Built-in KYC/AML screening and sanctions checks.
Individual & business onboarding
Travel Rule–ready transfers
Documentation once; reusable across transactions
Choose the route that fits your needs. Bank rails or stablecoins / select altcoins.
Same-day SEPA/FPS in many cases
Priority desk for > €50k equivalents
Network selection for crypto withdrawals
Choose what you send and what you receive (e.g., CZK → USDC) and see the live rate, spread, and estimated network fee upfront.
We verify identity and eligibility, and we never hold client assets or private keys.
Send funds via SEPA/SWIFT or transfer stablecoins on approved networks. You’ll see the bank beneficiary & reference or the stablecoin address and network in the app.
We settle to your bank account or blockchain address once the route is confirmed. Same-day SEPA where available; network confirmations apply on-chain.
Timelines depend on banking cut-offs, network conditions, and verification. No investment advice or guaranteed returns. Quotes refresh periodically; the final rate is confirmed at execution. Approvals depend on jurisdiction and documentation quality.
Let’s Get Started
Pay in and settle out via supported bank rails with clear references and beneficiary details.
SEPA (EUR) — same-day in many cases
SWIFT (multi-currency)
Wires for larger tickets
Pick what matters most — fee, speed, or routing. Exact costs are shown before you confirm.
Optimized mix of cost and speed
Auto-selects a reliable route for your pair
Final receive amount previewed before you pay
Examples are illustrative; available pairs depend on verification and region
BTC
USDLoading rates...
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KYC/AML screening and sanctions checks are built into the exchange flow.
Individual & business KYC with PoF/SoW support.
Continuous screening with automated alerts.
Compliant transfers via vetted Travel Rule providers.
Bank rails and stablecoin routes with counterparty checks
PaYard provides exchange services only — no custody, lending, staking, brokerage, or investment advice.
Move between fiat and crypto with transparent pricing and compliant settlement — without custody.
Quick answers about quotes, fees, onboarding, and settlement.
Our consultants support you in efficiently managing your accounts and optimizing your financial strategies.
Our consultants support you in efficiently managing your accounts and optimizing your financial strategies.
Do You Have Any Questions?
Get in TouchOur dedicated team says "Hi"! Reach out with any questions or for support, and we'll ensure you get the assistance you need
