Exchange crypto & currency in minutes — fair, transparent rates

Exchange crypto &
currency in minutes —
fair, transparent rates

Exchange crypto & currency in minutes — fair, transparent rates

Non-custodial exchange with a clear cost breakdown. KYC/AML checks keep your funds and flows compliant.

Non-custodial exchange with a clear cost breakdown.

KYC/AML checks keep your funds and flows compliant.

Non-custodial exchange with a clear cost breakdown.

KYC/AML checks keep your funds and flows compliant.

Exchange via PaYard →

Talk to support

Exchange only — we don’t hold assets or private keys. Availability depends on verification and jurisdiction.

Features

From bank to chain—both ways.

Exchange EUR / USD / CZK ↔ BTC / ETH / stablecoins / select altcoins (e.g., SOL, MATIC) with bank or on-chain settlement in supported regions.

SEPA / SWIFT

Major L1 networks

24/7 quotes; desk hours for large tickets

Non-custodial — no wallets or custody services.

From bank to chain—both ways.

Exchange EUR / USD / CZK ↔ BTC / ETH / stablecoins / select altcoins (e.g., SOL, MATIC) with bank or on-chain settlement in supported regions.

SEPA / SWIFT

Major L1 networks

24/7 quotes; desk hours for large tickets

Non-custodial — no wallets or custody services.

From bank to chain—both ways.

Exchange EUR / USD / CZK ↔ BTC / ETH / stablecoins / select altcoins (e.g., SOL, MATIC) with bank or on-chain settlement in supported regions.

SEPA / SWIFT

Major L1 networks

24/7 quotes; desk hours for large tickets

Non-custodial — no wallets or custody services.

From bank to chain—both ways.

Exchange EUR / USD / CZK ↔ BTC / ETH / stablecoins / select altcoins (e.g., SOL, MATIC) with bank or on-chain settlement in supported regions.

SEPA / SWIFT

Major L1 networks

24/7 quotes; desk hours for large tickets

Non-custodial — no wallets or custody services.

From bank to chain—both ways.

Exchange EUR / USD / CZK ↔ BTC / ETH / stablecoins / select altcoins (e.g., SOL, MATIC) with bank or on-chain settlement in supported regions.

SEPA / SWIFT

Major L1 networks

24/7 quotes; desk hours for large tickets

Non-custodial — no wallets or custody services.

Fair, transparent pricing.

See the full fee breakdown before you confirm — live rate, spread, and estimated network/banking costs. No hidden FX markups.

Live quote with a short lock window

Clear spread + network fee shown upfront

Final amount previewed before payment

Fair, transparent pricing.

See the full fee breakdown before you confirm. No hidden FX markups.

Live quote with a short lock window

Clear spread + network fee shown upfront

Final amount previewed before payment

Fair, transparent pricing.

See the full fee breakdown before you confirm. No hidden FX markups.

Live quote with a short lock window

Clear spread + network fee shown upfront

Final amount previewed before payment

Fair, transparent pricing.

See the full fee breakdown before you confirm. No hidden FX markups.

Live quote with a short lock window

Clear spread + network fee shown upfront

Final amount previewed before payment

Fair, transparent pricing.

See the full fee breakdown before you confirm. No hidden FX markups.

Live quote with a short lock window

Clear spread + network fee shown upfront

Final amount previewed before payment

Built for regulated flows.

KYC/AML screening and sanctions checks built into the flow.

Individual & business onboarding

Travel Rule–ready transfers

Documentation once; reusable across transactions

Built for regulated flows.

KYC/AML screening and sanctions checks built into the flow.

Individual & business onboarding

Travel Rule–ready transfers

Documentation once; reusable across transactions

Built for regulated flows.

KYC/AML screening and sanctions checks built into the flow.

Individual & business onboarding

Travel Rule–ready transfers

Documentation once; reusable across transactions

Built for regulated flows.

KYC/AML screening and sanctions checks built into the flow.

Individual & business onboarding

Travel Rule–ready transfers

Documentation once; reusable across transactions

Built for regulated flows.

KYC/AML screening and sanctions checks built into the flow.

Individual & business onboarding

Travel Rule–ready transfers

Documentation once; reusable across transactions

Flexible settlement & routing

Choose the route that fits size, speed, and cost — bank rails or stablecoins / select altcoins (e.g., SOL, MATIC) in permitted jurisdictions.

Same-day SEPA/FPS in many cases

Network selection for crypto withdrawals

Priority desk for > €50k equivalents

Your funds, your rails.

Choose the route that fits size, speed, and cost—bank rails or stablecoins in permitted jurisdictions.

Same-day SEPA/FPS in many cases

Network selection for crypto withdrawals

Priority desk for > €50k equivalents

Your funds, your rails.

Choose the route that fits size, speed, and cost—bank rails or stablecoins in permitted jurisdictions.

Same-day SEPA/FPS in many cases

Network selection for crypto withdrawals

Priority desk for > €50k equivalents

Your funds, your rails.

Choose the route that fits size, speed, and cost — bank rails or stablecoins / select altcoins (e.g., SOL, MATIC) in permitted jurisdictions.

Same-day SEPA/FPS in many cases

Network selection for crypto withdrawals

Priority desk for > €50k equivalents

Your funds, your rails.

Choose the route that fits size, speed, and cost — bank rails or stablecoins / select altcoins (e.g., SOL, MATIC) in permitted jurisdictions.

Same-day SEPA/FPS in many cases

Network selection for crypto withdrawals

Priority desk for > €50k equivalents

How It WorksHow It Works

Step 1: Get a quote

Choose assets & amount

Select what you send and what you receive (e.g., CZK → USDC). You’ll see the live rate, spread, and estimated network fee before you continue.

Quotes refresh periodically; final rate is confirmed at execution.

Step 1: Get a quote

Choose assets & amount

Select what you send and what you receive (e.g., CZK → USDC). You’ll see the live rate, spread, and estimated network fee before you continue.

Quotes refresh periodically; final rate is confirmed at execution.

Step 1: Get a quote

Choose assets & amount

Select what you send and what you receive (e.g., CZK → USDC). You’ll see the live rate, spread, and estimated network fee before you continue.

Quotes refresh periodically; final rate is confirmed at execution.

Step 1: Get a quote

Choose assets & amount

Select what you send and what you receive (e.g., CZK → USDC). You’ll see the live rate, spread, and estimated network fee before you continue.

Quotes refresh periodically; final rate is confirmed at execution.

Step 2: Verify

Fast KYC/AML

We verify identity and eligibility where required. Non-custodial — we never hold client assets or private keys.

Approvals depend on jurisdiction and documentation quality.

Step 2: Verify

Fast KYC/AML

We verify identity and eligibility where required. Non-custodial — we never hold client assets or private keys.

Approvals depend on jurisdiction and documentation quality.

Step 2: Verify

Fast KYC/AML

We verify identity and eligibility where required. Non-custodial — we never hold client assets or private keys.

Approvals depend on jurisdiction and documentation quality.

Step 2: Verify

Fast KYC/AML

We verify identity and eligibility where required. Non-custodial — we never hold client assets or private keys.

Approvals depend on jurisdiction and documentation quality.

Step 3 — Pay in

Fund the exchange

Send funds via supported rails (SEPA/SWIFT) or stablecoins on approved networks.

Bank beneficiary & reference provided in app.

Stablecoin address & network shown at checkout.

Step 3 — Pay in

Fund the exchange

Send funds via supported rails (SEPA/SWIFT) or stablecoins on approved networks.

Bank beneficiary & reference provided in app.

Stablecoin address & network shown at checkout.

Step 3 — Pay in

Fund the exchange

Send funds via supported rails (SEPA/SWIFT) or stablecoins on approved networks.

Bank beneficiary & reference provided in app.

Stablecoin address & network shown at checkout.

Step 3 — Pay in

Fund the exchange

Send funds via supported rails (SEPA/SWIFT) or stablecoins on approved networks.

Bank beneficiary & reference provided in app.

Stablecoin address & network shown at checkout.

Step 4 — Settle out

Receive your funds

We settle to your specified bank account or blockchain address once the route confirms.

Same-day SEPA where available.

Network confirmations apply on-chain.

Step 4 — Settle out

Receive your funds

We settle to your specified bank account or blockchain address once the route confirms.

Same-day SEPA where available.

Network confirmations apply on-chain.

Step 4 — Settle out

Receive your funds

We settle to your specified bank account or blockchain address once the route confirms.

Same-day SEPA where available.

Network confirmations apply on-chain.

Step 4 — Settle out

Receive your funds

We settle to your specified bank account or blockchain address once the route confirms.

Same-day SEPA where available.

Network confirmations apply on-chain.

Timelines depend on banking cut-offs, network conditions, and verification. No investment advice or guaranteed returns.

Supported assets & rails

Fiat, stablecoins and altcoins we support today. Network and bank-rail availability may vary by jurisdiction and verification status.

Fiat currencies

EUR · USD · CZK

Pay in and settle out via supported bank rails with clear references and beneficiary details.

Pay in and settle out via supported bank rails with clear
references and beneficiary details.

SEPA (EUR) — same-day in many cases.
SWIFT (multi-currency).
Wires for larger tickets.

SEPA (EUR) — same-day in many cases.
SWIFT (multi-currency).
Wires for larger tickets.

SEPA (EUR) — same-day in many cases.
SWIFT (multi-currency).
Wires for larger tickets.

Settlement options

BTC · ETH · SOL · MATIC · Stablecoins · Altcoins on request

Pick what matters most—fee, speed, or hands-on routing. Exact costs are shown before you confirm.

Pick what matters most—fee, speed, or hands-on routing.
Exact costs are shown before you confirm.

Optimized mix of cost and speed for most tickets.
Auto-selects a reliable route for your pair.
Final receive amount previewed before you pay in.

Optimized mix of cost and speed for most tickets.
Auto-selects a reliable route for your pair.
Final receive amount previewed before you pay in.

Optimized mix of cost and speed for most tickets.
Auto-selects a reliable route for your pair.
Final receive amount previewed before you pay in.

Fiat currencies

EUR · USD · CZK

Pay in and settle out via supported bank rails with clear references and beneficiary details.

SEPA (EUR) — same-day in many cases.
SWIFT (multi-currency).
Wires for larger tickets.

Settlement options

BTC · ETH · SOL · MATIC · Stablecoins · Altcoins on request

Pick what matters most—fee, speed, or hands-on routing. Exact costs are shown before you confirm.

Optimized mix of cost and speed for most tickets.
Auto-selects a reliable route for your pair.
Final receive amount previewed before you pay in.

Examples are illustrative; available pairs depend on verification and region.
Non-custodial — we don’t hold assets or keys.

Compliance-first by design

KYC/AML screening and sanctions checks are built into every exchange flow.

PaYard provides exchange services only — no custody, lending, staking, brokerage, or investment advice.

Verified onboarding

Individual & business KYC with PoF/SoW support.

Verified onboarding

Individual & business KYC with PoF/SoW support.

Verified onboarding

Individual & business KYC with PoF/SoW support.

Verified onboarding

Individual & business KYC with PoF/SoW support.